{"id":247,"date":"2026-06-01T20:08:29","date_gmt":"2026-06-01T20:08:29","guid":{"rendered":"https:\/\/smartmovinghome.com\/?p=247"},"modified":"2026-06-01T20:08:29","modified_gmt":"2026-06-01T20:08:29","slug":"climate-gentrification-is-hitting-miamis-black-neighborhoods-hard","status":"publish","type":"post","link":"https:\/\/smartmovinghome.com\/?p=247","title":{"rendered":"Climate Gentrification Is Hitting Miami\u2019s Black Neighborhoods Hard"},"content":{"rendered":"<div>\n<!-- begin partial\/series-card --><\/p>\n<div>\n<div>\n<p><i><span>Did you know that Truthout is a nonprofit and independently funded by readers like you? If you value what we do, please support our work with <\/span><\/i><i><span>a donation<\/span><\/i>.<\/p>\n<p>Read more <a href=\"https:\/\/smartmovinghome.com\/?p=245\">Sanders Proposes Sovereign Wealth Fund to Harness AI Profits for Public Good<\/a><\/p>\n<\/div>\n<\/div>\n<p>By the time Latonya Floyd came outside, the photographer\u2019s lens was already pointed toward her family\u2019s home. <\/p>\n<p>There was \u201cno knock, no hello,\u201d she said.<\/p>\n<p>When she asked what he was doing, he replied that he was \u201cjust getting pictures of the property,\u201d for his boss, a real estate investor. <\/p>\n<p>The Floyds had lived in that house for three generations, through racial uprisings in the 1960s, \u201980s, and in 2020, the crack cocaine epidemic, and all that came with being called \u201cthe hood.\u201d They were not selling. <\/p>\n<p>Soon after, her parents installed the fence she\u2019d long asked for.<\/p>\n<p>Before, neighbors cut through the yard on their way to church, kids drifted between houses without knocking, and Sunday dinners stretched across porches and into the street. Now, a locked gate stands where people once walked freely. <\/p>\n<p>What felt like rudeness that day was part of something larger and tied to climate change.<\/p>\n<p>Miami now leads the nation in home purchases paid for in all cash, with investors showing up unsolicited and buying out longtime Black-owned homes. It\u2019s partly because with rising seas threatening oceanfront properties, developers and wealthier residents are rebranding inland, long-neglected Black neighborhoods like Floyd\u2019s as the new safe bet.<\/p>\n<p>Since 2023, half the houses on her block have sold, including the pastel mint one next door. Three doors down, a rental that went for $800 a month in 2021 now asks for $2,200.<\/p>\n<p>The process has a name: climate gentrification.<\/p>\n<p>Miami\u2019s Black neighborhoods sit on a natural limestone ridge about 8 feet above the coastline, and as floods intensify and fears around sea level rise grow, wealthier residents along the water are moving uphill toward them. It is pricing out Black residents and pushing them into other lower, more flood-prone areas.<\/p>\n<p>Already, in less than 15 years, the city\u2019s share of Black residents has dropped to roughly 10% from about 17%.<\/p>\n<p>\u201cIt is crazy to think that [climate change] is a part of the shift we\u2019re seeing, the gentrification,\u201d Floyd said.<\/p>\n<p>The truth is, this may become routine all across the country. By the end of the century, researchers estimate that climate events will force more Americans from their homes than the Great Migration. Across Miami\u2019s metro area, more than 1 million people may be displaced.<\/p>\n<p>For some, the future looks like a foregone conclusion. But in Miami\u2019s Black neighborhoods, residents are trying to show it doesn\u2019t have to be. They want to turn their fight to stay put into a playbook for other coastal communities.<\/p>\n<p>Groups like Struggle for Miami\u2019s Affordable and Sustainable Housing and long-standing formations such as Power U and the Right to the City Alliance are building community land trusts, fighting evictions, and pushing the city to write equitable development practices into its climate and housing plans. They want a climate future where the blocks Black Miamians struggled to attain remain theirs and become cooler, safer, and more affordable for everyone, not just for those with the money to move uphill.<\/p>\n<h2>Climate Fears Make Miami\u2019s Black Families the Face of Gentrification<\/h2>\n<p>The night Hurricane Andrew came ashore in August 1992, there was a belief that it could kill the city. In some ways, it did. <\/p>\n<p>It was just the third ever tropical cyclone to make landfall in the continental U.S. as a Category 5. Fifty-four people died on the coast. <\/p>\n<p>South toward Biscayne Bay and Homestead, the landscape looked like a bomb had gone off, whole blocks scoured down to their concrete slabs. <\/p>\n<p>Inland, in Overtown, the grid of streets and shotgun homes Floyd grew up wandering with cousins and friends was battered with shattered windows and downed power lines \u2014 but intact. \u201cHurricane Andrew was a monster,\u201d she said. \u201cBut it wasn\u2019t the same here\u201d as along the coast.<\/p>\n<p>The climate safety in Black neighborhoods was not intentional, but it also wasn\u2019t accidental. <\/p>\n<p>Long before anyone put the words \u201cclimate gentrification\u201d together, Miami officials placed the railroad and industrial sites inland, and then in the 1930s pinned Black neighborhoods to them \u2014 and the pollution that came with it. <\/p>\n<p>Floyd\u2019s father, John, calls their block the \u201cdust bowl\u201d because of the smog and dust that chokes the neighborhood, which is wedged between a cement plant and the railroad tracks. <\/p>\n<p>The location spared these places from Andrew, but it was seen as undesirable enough to relegate Black residents to because of industry\u2019s presence, said Terrance Cribbs-Lorrant, a Black historian in Overtown. \u201cWe\u2019re on a ridge and higher to protect the railroad and industry, not us.\u201d <\/p>\n<p>Many of the city\u2019s Black neighborhoods are connected by environmental racism, he said. Further north, Miami\u2019s Liberty City, Little River, and Little Haiti neighborhoods grew as environmental and housing conditions began to push Black people from the overcrowded Overtown neighborhood. <\/p>\n<p>These neighborhoods flourished for a time, but by the 1950s white developers began buying land from Black families, converting owner-occupied homes into rentals and slowly flipping the balance from ownership to tenancy. In Overtown, construction of a freeway in the late 1960s sliced through its heart, displacing thousands more and hollowing out the tax base, even as Black residents continued to anchor churches, clubs, and corner stores in the blocks that remained.<\/p>\n<p>A series of photos from the Bob Simms Collection illustrates Black life in Miami from the 1950s through the 1980s. (Courtesy of the University of Miami Library)<\/p>\n<p>Those choices trickle into the present every time a storm swirls offshore or a condo tower appears at the edge of a playground. When Nicole Crooks moved her family to Overtown in 2011, she didn\u2019t have a name for the process that had priced her out of Coconut Grove \u2014 the city\u2019s first Black community, also perched above sea level and ground zero for Black displacement years ago.<\/p>\n<p>\u201cI didn\u2019t know that the reason for that was climate gentrification,\u201d she said. \u201cI just knew I was able to find what they considered affordable housing here in Overtown.\u201d<\/p>\n<p>By then, developers and institutional investors had already begun assembling land across the ridge. In recent years, billionaire Sarkis Izmirlian paid more than $6 million for a deteriorating convenience store in Overtown, three Miami firms spent $16.5 million to lock down a site known as Block 19, and the $1 billion Magic City Innovation District is taking shape in nearby Little Haiti.<\/p>\n<p>In Overtown, families are facing eviction notices and selling homes under growing pressure from taxes and heavy-pocketed investors.<\/p>\n<p>On Floyd\u2019s block, property values have doubled in just two years, and with them, an economic desire for new homeowners. Families who\u2019ve been here for decades pay only a few hundred dollars a year in property taxes; newcomers pay nearly $10,000 to claim a piece of higher ground. <\/p>\n<p>Recently, she said, the pressure to leave has grown more aggressive, in ways that feel less like market forces and more like racism.<\/p>\n<p>One Sunday last spring, Floyd\u2019s 7-year-old nephew, Brayden, ran inside shouting for her to \u201clook at the wall.\u201d Outside, a mural of Black leaders had been defaced with a swastika and the N-word scrawled beside it.<\/p>\n<p>The graffiti was a \u201cmessage,\u201d Crooks said, about who the neighborhood was now for \u2014 and who it wasn\u2019t. Black people \u201ccarved safety and belonging in a hostile place,\u201d she said, only to be told now that the ground beneath them is too valuable for them to stay. <\/p>\n<p>Insurance is one of the main reasons for this flush of investments attracting new people to Black neighborhoods. While Andrew did not immediately obliterate Miami, it did sort the city into places the market decided were expendable and places it would later learn to covet. <\/p>\n<p>After Andrew, more than 63,000 homes were severely damaged across Miami\u2019s shoreline. Within a year, 11 Florida insurers had gone insolvent and 17 more, including State Farm and Allstate, were canceling coastal policyholders or pulling out of the state entirely. The companies that stayed tripled their reinsurance rates and rewrote their risk models. <\/p>\n<p>Read more <a href=\"https:\/\/smartmovinghome.com\/?p=243\">A Year After Beating Back Trump\u2019s First ICE Surge, Los Angeles Remains Vigilant<\/a><\/p>\n<p>That was the first reset. <\/p>\n<p>Three decades later, a second reset is underway. Florida\u2019s home insurance costs have nearly doubled since 2014, and along Miami\u2019s coasts, premiums could quadruple by 2055 \u2014 the highest in any U.S. city.<\/p>\n<p>By 2055, sea levels along Miami\u2019s coast are projected to rise by a foot. Floods that once came once a century could arrive every year. As insurance costs spike, the search for cheaper, safer homes by wealthier people is, in part, a \u201cmarket response\u201d to this future. But the local government, in some ways, has also incentivized this shift. <\/p>\n<p>Miami\u2019s climate plan, MiamiForever Climate Ready,  calls for new \u201cdevelopment along transit corridors in areas less susceptible to flooding.\u201d<\/p>\n<p>Miami-Dade County has acknowledged that its climate investments in historically marginalized neighborhoods raise property values \u201cwithout keeping cost-of-living in check.\u201d At the same time, they are exploring ways to keep coastal housing affordable so residents are less likely to flee to inland neighborhoods. <\/p>\n<p>The county\u2019s top property appraiser, Tom\u00e1s Regalado, is pushing to bake climate risk into tax assessments by lowering values for some coastal properties facing more frequent floods and sea-level rise. <\/p>\n<p>\u201cWe have to reduce the property value if we need to,\u201d he said. His push could slow tax increases for some homeowners to keep staying on the coast more enticing, but it could lower the city\u2019s public budget.<\/p>\n<h2>A Climate Solution: Keeping People In Their Homes<\/h2>\n<p>A dozen longtime Black residents sat around a gleaming conference table inside a new high-rise in Overtown, looking out through floor\u2011to\u2011ceiling windows at the neighborhood they\u2019d grown up in. They had come for a community meeting about the changes unfolding on their blocks. Not a single new tenant from the building showed up.<\/p>\n<p>The complex\u2019s manager told <em>Capital B<\/em> that he estimated that \u201c99%\u201d of renters in the new building were not from the area. <\/p>\n<p>Construction of new luxury high-rises comes in 24\u2011hour bursts \u2014 drilling at three in the morning, bangs that jolt elders from sleep \u2014 in a rush to bring in new residents who will \u201cnever have to learn the culture of the place they\u2019re moving into,\u201d Crooks said, before attending the community meeting. <\/p>\n<p>For the people already being displaced from Overtown and other Black inland neighborhoods, many are heading toward those places destroyed by Andrew in 1992. Others are leaving Miami-Dade entirely. <\/p>\n<p>Between July 2023 and July 2024, Miami lost 67,000 people, the largest of any high-flood-risk county in the country. But those routes are for people with enough money and mobility to choose. <\/p>\n<p>Today, more than 8 out of 10 residents in Miami\u2019s Black neighborhoods are renters \u2014 double the metro rate \u2014 leaving most households at the mercy of rising rents and landlord decisions in the most unaffordable city for renters in America.<\/p>\n<p>\u201cWe\u2019re pushing people to rent and there should be more accountability to own and pass down an inheritance,\u201d Cribbs-Lorrant said. \u201cThe rent\u2019s going up and you\u2019re not able to save or move up.\u201d<\/p>\n<p>Trenise Bryant, another advocate, has seen this play out in Liberty City already. She helps lead Struggle for Miami\u2019s Affordable and Sustainable Housing, or SMASH.<\/p>\n<p>The work started unglamorously: tenants meeting in cramped living rooms to compare rent hikes and mold, elders pulling out stacks of code violation notices, and parents trading tips on how to keep the lights on. It was first about \u201cconfronting slumlords and showing up at city hearings,\u201d she told <em>Capital B<\/em>. But now it also does something more radical: It buys land under people\u2019s homes and tucks it into a community land trust, so outsiders can\u2019t flip it with the next climate model.<\/p>\n<p>The work has already been hit hard. Since 2017, the median rental price in her neighborhood has almost tripled and the Black population has nearly been cut in half. <\/p>\n<p>Displaced residents are doubling up with family in already crowded apartments. Others are sleeping in their cars or renting storage units between shifts.<\/p>\n<p> \u201cWe\u2019re talking about Black people who go to work and are still unhoused,\u201d Crooks said. \u201cFamilies sleeping in their cars with their children.\u201d<\/p>\n<p>Black Miamians aren\u2019t alone. Across the nation, no racial or ethnic group has been displaced by gentrification more than Black people. Since 1980, gentrified neighborhoods have lost half a million Black people, while those same neighborhoods have seen more than 3 million new Latino, Asian, and white residents move in.<\/p>\n<p>The modes of displacement, or \u201creplacement,\u201d can start small, Floyd said. Recently, a yoga studio opened a few blocks from the family home, in a storefront where neighbors used to pay bills and wire money to relatives, drawing a new crowd that treats the block like a \u201cdiscovery.\u201d <\/p>\n<p>\u201cYou start getting different kinds of people who don\u2019t care about the place,\u201d she said.<\/p>\n<p>When Bryant talks about climate gentrification, she starts instead with the air pressing down on people who haven\u2019t disappeared. She thinks of the summers when heat hangs over the asphalt for weeks, neighbors faint at bus stops, and kids can\u2019t sleep because their window units have given out. The people \u201csleeping in the park\u201d are not a separate issue from the \u201cmen making unsolicited cash offers on houses a few blocks away,\u201d she said.<\/p>\n<p>SMASH\u2019s model starts with these people, ages 9 to 72. Residents of the cooperative spend hours making phone calls, door knocking, and reaching out to others in the community. In exchange, they are offered housing in a co-housing property operated by the organization. <\/p>\n<p>So far, SMASH\u2019s land trust has received around $1 million in financing from the Florida Community Loan Fund to acquire and rehabilitate multifamily housing, resulting in at least nine units of affordable housing. <\/p>\n<p>But capital for its most ambitious projects is still hard to find. \u201cIf we had more resources to build more cooperative housing, we\u2019d be able to take homeless folks off the streets when it\u2019s 105 in the summer, or when it\u2019s in the 30s in the winter,\u201d she said.<\/p>\n<p>Under SMASH\u2019s community land trust model, the homeowner will receive a 51% share of the home. To purchase a $600,000 home, for example, the homeowner would pay $306,000 and the impact investors would cover the remainder. At current Liberty City median prices and investor speculation pace, acquiring even 50 homes would require tens of millions in capital.<\/p>\n<p>This is a tiny foothold in a neighborhood where investors are buying properties by the block.<\/p>\n<h2>Overtown Holds On<\/h2>\n<p>A block from the defaced mural, Floyd stood outside with her neighbors in March. A tray of conch balls, a deep-fried Black Miamian delicacy, traded hands. The smell of shellfish drifted even this far from the water.<\/p>\n<p>The \u201cconch man,\u201d Ken Mahoney, had dragged out a folding table and a cooler stocked with sodas and beers. Cars rolled past slowly, music spilled out, and neighbors called out to one another.<\/p>\n<p>Everyone gathered called her nephew Brayden, \u201cnephew,\u201d too. Out here, she explained, everyone still claimed each other in some way \u2014 \u201ccousin, auntie, somebody\u2019s people.\u201d<\/p>\n<p>For a while, the conversation stayed light. Floyd joked and laughed with the conch man about his food, which he insisted was the best in Miami. <\/p>\n<p>Then it shifted. Someone mentioned the house a block over. \u201cSold quick.\u201d Cash, they heard. The old tenant was gone.<\/p>\n<p>Earlier that day, Floyd had already looked past the houses she knew by heart and tried to picture which one would go next. <\/p>\n<p>\u201cWe\u2019re blessed to be here,\u201d she said. \u201cI think we\u2019d be blessed wherever we are.\u201d <\/p>\n<p>But neither she, nor her parents, are ready to leave just yet. <\/p>\n<p>\u201cWhere could we even go to live if it isn\u2019t here?\u201d Floyd said. <\/p>\n<p>That afternoon, she walked home with Brayden, past the pastel mint home and repainted murals, making sure the gate locked behind them. <\/p>\n<p>Read more <a href=\"https:\/\/smartmovinghome.com\/?p=241\">US Boat Bombing Campaign Surpasses 200 Deaths After Latest Strike<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As sea-level rise makes once-desirable neighborhoods untenable, Black Miami residents face rising rents and land grabs.<\/p>\n","protected":false},"author":1,"featured_media":246,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interesting"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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